:root {
  --bg:    #07031A;
  --bg2:   #0D0825;
  --p1:    #7C4FFF;
  --p2:    #9D6FFF;
  --p3:    #C5AEFF;
  --pg:    #4A1FCC;
  --gold:  #C8A84B;
  --gold2: #E8C97A;
  --hi:    #F0ECFF;
  --mid:   #9B8EC4;
  --lo:    #4E476B;
  --green: #4ADE80;
  --blue:  #38BDF8;
  --bdr:   rgba(124,79,255,0.15);
  --bdrhi: rgba(124,79,255,0.35);
  --font:  'Space Grotesk', sans-serif;
  --font2: 'Zen Maru Gothic', serif;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: var(--bg); font-family: var(--font); color: var(--hi); overflow-x: hidden; }

/* ══════════════════════════════
   HERO
══════════════════════════════ */
.mf-hero {
  position: relative;
  min-height: 100vh;
  display: flex; align-items: center;
  padding: 30px 0 80px;
  overflow: hidden;
}

/* BG */
.mf-hero__bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; }

.mf-hero__blob {
  position: absolute; border-radius: 50%;
  filter: blur(100px);
  animation: mfBlob 18s ease-in-out infinite;
}
.mf-hero__blob--1 { width: 580px; height: 580px; background: var(--p1); opacity: .11; top: -160px; right: -80px; animation-delay: 0s; }
.mf-hero__blob--2 { width: 380px; height: 380px; background: var(--gold); opacity: .07; bottom: -60px; left: 5%; animation-delay: -6s; }
.mf-hero__blob--3 { width: 260px; height: 260px; background: var(--blue); opacity: .06; top: 40%; left: 40%; animation-delay: -12s; }
@keyframes mfBlob {
  0%,100% { transform: scale(1) translate(0,0); }
  50%      { transform: scale(1.1) translate(-25px, 20px); }
}

.mf-hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(124,79,255,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(124,79,255,.05) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 85% 85% at 70% 50%, black 10%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 85% 85% at 70% 50%, black 10%, transparent 100%);
}

.mf-hero__vline {
  position: absolute;
  left: 50%; top: 0; bottom: 0; width: 1px;
  background: linear-gradient(to bottom, transparent, rgba(124,79,255,.12) 30%, rgba(124,79,255,.12) 70%, transparent);
}

/* Inner */
.mf-hero__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

/* ══ LEFT ══ */
.mf-hero__left { display: flex; flex-direction: column; gap: 26px; }

/* Breadcrumb */
.mf-hero__breadcrumb {
  display: flex; align-items: center; gap: 8px;
  font-size: 12px; color: var(--mid);
}
.mf-hero__breadcrumb a { color: var(--mid); text-decoration: none; transition: color .2s; }
.mf-hero__breadcrumb a:hover { color: var(--p3); }
.mf-hero__breadcrumb i { font-size: 9px; color: var(--lo); }

/* Badge */
.mf-hero__badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 16px;
  background: rgba(56,189,248,.07);
  border: 1px solid rgba(56,189,248,.2);
  border-radius: 50px;
  font-size: 12px; font-weight: 700;
  color: var(--blue); letter-spacing: .06em;
  width: fit-content;
  animation: fadein .6s ease both;
}

/* Heading */
.mf-hero__heading {
  font-family: var(--font2);
  font-size: clamp(36px, 4.2vw, 60px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -.02em;
  color: var(--hi);
  animation: fadein .7s .1s ease both;
}
.mf-hero__heading em {
  font-style: italic;
  background: linear-gradient(120deg, var(--p2) 0%, var(--gold2) 60%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.mf-hero__heading .accent-blue {
  font-style: italic;
  background: linear-gradient(120deg, var(--blue) 0%, var(--p3) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* Sub */
.mf-hero__sub {
  font-size: 15.5px; color: var(--mid);
  line-height: 1.8; max-width: 480px;
  animation: fadein .7s .2s ease both;
}
.mf-hero__sub strong { color: var(--hi); font-weight: 600; }

/* SIP calculator mini */
.mf-hero__calc {
  background: linear-gradient(145deg, rgba(13,8,37,.96), rgba(10,5,29,.99));
  border: 1px solid var(--bdrhi);
  border-radius: 16px;
  padding: 20px 22px;
  display: flex; flex-direction: column; gap: 14px;
  animation: fadein .7s .3s ease both;
  position: relative; overflow: hidden;
}
.mf-hero__calc::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, transparent, var(--p1) 40%, var(--gold2) 60%, transparent);
}
.mf-hero__calc-label {
  font-size: 10px; font-weight: 700; color: var(--p2);
  letter-spacing: .12em; text-transform: uppercase;
  display: flex; align-items: center; gap: 7px;
}
.mf-hero__calc-label i { font-size: 11px; }
.mf-hero__calc-row {
  display: grid; grid-template-columns: 1fr 1fr 1fr;
  gap: 10px;
}
.mf-hero__calc-box {
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(124,79,255,.12);
  border-radius: 10px;
  padding: 10px 12px;
  display: flex; flex-direction: column; gap: 3px;
}
.mf-hero__calc-box-lbl { font-size: 10px; color: var(--lo); letter-spacing: .04em; }
.mf-hero__calc-box-val { font-size: 16px; font-weight: 700; }
.mf-hero__calc-box-val.purple { color: var(--p2); }
.mf-hero__calc-box-val.gold   { color: var(--gold2); }
.mf-hero__calc-box-val.green  { color: var(--green); }
.mf-hero__calc-note {
  font-size: 11px; color: var(--lo);
  display: flex; align-items: center; gap: 6px;
}
.mf-hero__calc-note i { font-size: 10px; color: var(--p2); }

/* CTA row */
.mf-hero__cta-row {
  display: flex; align-items: center; gap: 14px; flex-wrap: wrap;
  animation: fadein .7s .4s ease both;
}
.mf-hero__btn-primary {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 30px;
  background: linear-gradient(135deg, var(--p1), var(--pg));
  color: #fff; border: none; border-radius: 12px;
  font-family: var(--font); font-size: 14px; font-weight: 700;
  text-decoration: none; cursor: pointer; letter-spacing: .03em;
  box-shadow: 0 8px 28px rgba(124,79,255,.42);
  transition: all .25s; position: relative; overflow: hidden;
}
.mf-hero__btn-primary::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.13), transparent);
}
.mf-hero__btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 38px rgba(124,79,255,.58); }

.mf-hero__btn-secondary {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 14px 26px;
  background: transparent;
  border: 1px solid var(--bdrhi);
  color: var(--hi); border-radius: 12px;
  font-family: var(--font); font-size: 14px; font-weight: 600;
  text-decoration: none; cursor: pointer;
  transition: all .25s;
}
.mf-hero__btn-secondary:hover { background: rgba(124,79,255,.08); border-color: var(--p2); transform: translateY(-2px); }

/* Trust chips */
.mf-hero__chips {
  display: flex; flex-wrap: wrap; gap: 10px;
  animation: fadein .7s .5s ease both;
}
.mf-hero__chip {
  display: inline-flex; align-items: center; gap: 7px;
  padding: 6px 13px;
  background: rgba(13,8,37,.8);
  border: 1px solid var(--bdrhi);
  border-radius: 50px;
  font-size: 11.5px; font-weight: 600; color: var(--mid);
}
.mf-hero__chip i { font-size: 10px; }
.mf-hero__chip.purple i { color: var(--p2); }
.mf-hero__chip.gold   i { color: var(--gold2); }
.mf-hero__chip.green  i { color: var(--green); }
.mf-hero__chip.blue   i { color: var(--blue); }

/* ══ RIGHT ══ */
.mf-hero__right {
  position: relative;
  display: flex; flex-direction: column; gap: 16px;
  animation: fadein .9s .15s ease both;
}

/* Fund category cards */
.mf-hero__funds { display: flex; flex-direction: column; gap: 12px; }

.mf-hero__fund-card {
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdr);
  border-radius: 16px;
  padding: 18px 20px;
  display: flex; align-items: center; gap: 16px;
  cursor: pointer;
  position: relative; overflow: hidden;
  transition: border-color .25s, transform .25s, box-shadow .25s;
}
.mf-hero__fund-card::before {
  content: '';
  position: absolute; top: 0; left: 0; bottom: 0; width: 3px;
  background: var(--card-accent, var(--p1));
  opacity: 0; transition: opacity .3s;
  border-radius: 3px 0 0 3px;
}
.mf-hero__fund-card:hover {
  border-color: var(--card-accent, rgba(124,79,255,.4));
  transform: translateX(6px);
  box-shadow: 0 8px 32px rgba(0,0,0,.4);
}
.mf-hero__fund-card:hover::before { opacity: 1; }

.mf-hero__fund-card.equity   { --card-accent: #7C4FFF; }
.mf-hero__fund-card.debt     { --card-accent: #38BDF8; }
.mf-hero__fund-card.hybrid   { --card-accent: #E8C97A; }
.mf-hero__fund-card.elss     { --card-accent: #4ADE80; }
.mf-hero__fund-card.index    { --card-accent: #F97316; }

.mf-hero__fund-ico {
  width: 46px; height: 46px; border-radius: 13px;
  display: flex; align-items: center; justify-content: center;
  font-size: 19px; flex-shrink: 0;
}
.mf-hero__fund-card.equity .mf-hero__fund-ico { background: rgba(124,79,255,.15); color: var(--p2); }
.mf-hero__fund-card.debt   .mf-hero__fund-ico { background: rgba(56,189,248,.12); color: var(--blue); }
.mf-hero__fund-card.hybrid .mf-hero__fund-ico { background: rgba(200,168,75,.12); color: var(--gold2); }
.mf-hero__fund-card.elss   .mf-hero__fund-ico { background: rgba(74,222,128,.1);  color: var(--green); }
.mf-hero__fund-card.index  .mf-hero__fund-ico { background: rgba(249,115,22,.1);  color: #F97316; }

.mf-hero__fund-body { flex: 1; }
.mf-hero__fund-name { font-size: 14px; font-weight: 700; color: var(--hi); margin-bottom: 3px; }
.mf-hero__fund-desc { font-size: 12px; color: var(--mid); line-height: 1.4; }

.mf-hero__fund-right { text-align: right; flex-shrink: 0; }
.mf-hero__fund-ret {
  font-size: 16px; font-weight: 700;
  display: flex; align-items: center; gap: 4px; justify-content: flex-end;
}
.mf-hero__fund-ret.up { color: var(--green); }
.mf-hero__fund-ret i { font-size: 11px; }
.mf-hero__fund-ret-lbl { font-size: 10px; color: var(--lo); margin-top: 2px; }

.mf-hero__fund-num {
  position: absolute; bottom: 6px; right: 14px;
  font-size: 40px; font-weight: 700;
  opacity: .03; color: #fff;
  font-family: var(--font2); pointer-events: none;
}

/* Bottom row: SIP start box + rating */
.mf-hero__bottom-row {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.mf-hero__sip-box {
  background: linear-gradient(135deg, rgba(124,79,255,.12), rgba(74,37,204,.08));
  border: 1px solid var(--bdrhi);
  border-radius: 14px;
  padding: 18px 20px;
  display: flex; flex-direction: column; gap: 8px;
  position: relative; overflow: hidden;
}
.mf-hero__sip-box::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--p1), var(--p2));
}
.mf-hero__sip-lbl { font-size: 10px; font-weight: 700; color: var(--p2); letter-spacing: .1em; text-transform: uppercase; }
.mf-hero__sip-val { font-size: 26px; font-weight: 700; color: var(--hi); }
.mf-hero__sip-sub { font-size: 11px; color: var(--mid); }

.mf-hero__sebi-box {
  background: rgba(200,168,75,.06);
  border: 1px solid rgba(200,168,75,.2);
  border-radius: 14px;
  padding: 18px 20px;
  display: flex; flex-direction: column; gap: 8px;
}
.mf-hero__sebi-lbl { font-size: 10px; font-weight: 700; color: var(--gold); letter-spacing: .1em; text-transform: uppercase; }
.mf-hero__sebi-val { font-size: 15px; font-weight: 700; color: var(--gold2); }
.mf-hero__sebi-sub { font-size: 11px; color: var(--mid); }

/* Floating badge */
.mf-hero__float {
  position: absolute;
  background: linear-gradient(135deg, rgba(13,8,37,.97), rgba(10,5,29,.99));
  border: 1px solid var(--bdrhi);
  border-radius: 14px;
  padding: 10px 16px;
  display: flex; align-items: center; gap: 10px;
  box-shadow: 0 16px 40px rgba(0,0,0,.5);
  z-index: 3;
}
.mf-hero__float--tr {
  top: -18px; right: -16px;
  animation: floatBob 4s ease-in-out infinite;
}
@keyframes floatBob {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-7px); }
}
.mf-hero__float-ico {
  width: 30px; height: 30px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center; font-size: 13px;
}
.mf-hero__float-ico.green { background: rgba(74,222,128,.15); color: var(--green); }
.mf-hero__float-val { font-size: 13px; font-weight: 700; color: var(--hi); }
.mf-hero__float-lbl { font-size: 10px; color: var(--lo); }

/* Scroll indicator */
.mf-hero__scroll {
  position: absolute; bottom: 28px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  z-index: 5; cursor: pointer; text-decoration: none;
  animation: fadein 1s 1s ease both;
}
.mf-hero__scroll-txt { font-size: 10px; color: var(--lo); letter-spacing: .1em; text-transform: uppercase; }
.mf-hero__scroll-line {
  width: 1px; height: 36px;
  background: linear-gradient(to bottom, var(--lo), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}
@keyframes scrollPulse {
  0%,100% { opacity: .4; transform: scaleY(1); }
  50%      { opacity: 1;  transform: scaleY(1.2); }
}

@keyframes fadein {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ══ RESPONSIVE ══ */
@media (max-width: 1024px) {
  .mf-hero__inner { gap: 48px; padding: 0 28px; }
  .mf-hero__float { display: none; }
}
@media (max-width: 640px) {
  .mf-hero { padding: 30px 0 70px; }
  .mf-hero__inner { padding: 0 20px; grid-template-columns: 1fr; }
  .mf-hero__calc-row { grid-template-columns: 1fr 1fr; }
  .mf-hero__cta-row { flex-direction: column; }
  .mf-hero__btn-primary, .mf-hero__btn-secondary { width: 100%; justify-content: center; }
  .mf-hero__bottom-row { grid-template-columns: 1fr; }
}





/* ── Root / shared ── */
:root {
  --bg:    #07031A;
  --bg2:   #0D0825;
  --p1:    #7C4FFF;
  --p2:    #9D6FFF;
  --p3:    #C5AEFF;
  --pg:    #4A1FCC;
  --gold:  #C8A84B;
  --gold2: #E8C97A;
  --hi:    #F0ECFF;
  --mid:   #9B8EC4;
  --lo:    #4E476B;
  --green: #4ADE80;
  --blue:  #38BDF8;
  --orange:#F97316;
  --bdr:   rgba(124,79,255,.15);
  --bdrhi: rgba(124,79,255,.35);
  --font:  'Zen Maru Gothic', sans-serif;
}
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
body { background: var(--bg); font-family: var(--font); color: var(--hi); }

/* ── Shared section shell ── */
.mf-section {
  position: relative;
  padding: 35px 0 100px;
  overflow: hidden;
  background: var(--bg);
}
.mf-section--alt { background: var(--bg2); }

.mf-section__bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.mf-blob {
  position: absolute; border-radius: 50%;
  filter: blur(90px); opacity: .09;
  animation: blobFloat 14s ease-in-out infinite;
}
@keyframes blobFloat {
  0%,100% { transform: scale(1) translate(0,0); }
  50%      { transform: scale(1.08) translate(-18px,16px); }
}
.mf-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(124,79,255,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(124,79,255,.05) 1px,transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 70% 70% at 50% 50%,black 10%,transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 70% 70% at 50% 50%,black 10%,transparent 100%);
}

.mf-inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
}

/* ── Shared eyebrow ── */
.mf-eyebrow {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 16px;
  justify-content: center;
}
.mf-eyebrow--center { justify-content: center; }
.mf-eyebrow__line {
  height: 1px; width: 38px;
  background: linear-gradient(90deg, var(--p1), transparent);
}
.mf-eyebrow__line--r { background: linear-gradient(90deg, transparent, var(--p1)); }
.mf-eyebrow__txt {
  font-size: 11px; font-weight: 700;
  color: var(--p2); letter-spacing: .14em;
  text-transform: uppercase;
}

/* ── Shared heading ── */
.mf-heading {
  font-size: clamp(28px, 3.5vw, 46px);
  font-weight: 900;
  line-height: 1.12; letter-spacing: -.01em;
  color: var(--hi);
  text-align: center;
}
.mf-heading--center { text-align: center; }
.mf-heading em {
  font-style: italic;
  background: linear-gradient(120deg, var(--p2) 0%, var(--gold2) 60%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.mf-subhead{
  font-size:15px;
  color:var(--mid);
  line-height:1.8;
  max-width:560px;
  margin:0 auto;
  text-align:center;
}
.mf-subhead--center { text-align: center; margin: 0 auto; }

@keyframes fadein {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: translateY(0); }
}


/* ══════════════════════════════════════════
   1. WHY MUTUAL FUNDS
══════════════════════════════════════════ */
.mf-why__head { text-align: center; margin-bottom: 56px; }

.mf-why__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.mf-why__card {
  position: relative;
  padding: 30px 26px;
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdr);
  border-radius: 20px;
  display: flex; flex-direction: column; gap: 14px;
  overflow: hidden;
  transition: border-color .25s, transform .25s;
  cursor: default;
}
.mf-why__card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, transparent, var(--card-clr, var(--p1)), transparent);
  opacity: 0; transition: opacity .3s;
}
.mf-why__card:hover { border-color: var(--card-clr, rgba(124,79,255,.4)); transform: translateY(-5px); }
.mf-why__card:hover::before { opacity: 1; }

.mf-why__card.c1 { --card-clr: #7C4FFF; }
.mf-why__card.c2 { --card-clr: #4ADE80; }
.mf-why__card.c3 { --card-clr: #E8C97A; }
.mf-why__card.c4 { --card-clr: #38BDF8; }
.mf-why__card.c5 { --card-clr: #F97316; }
.mf-why__card.c6 { --card-clr: #C5AEFF; }

.mf-why__num {
  position: absolute; bottom: 8px; right: 14px;
  font-size: 54px; font-weight: 900; opacity: .04;
  color: #fff; line-height: 1; pointer-events: none;
}

.mf-why__icon {
  width: 50px; height: 50px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
}
.mf-why__card.c1 .mf-why__icon { background: rgba(124,79,255,.15); color: var(--p2); }
.mf-why__card.c2 .mf-why__icon { background: rgba(74,222,128,.12);  color: var(--green); }
.mf-why__card.c3 .mf-why__icon { background: rgba(200,168,75,.12);  color: var(--gold2); }
.mf-why__card.c4 .mf-why__icon { background: rgba(56,189,248,.12);  color: var(--blue); }
.mf-why__card.c5 .mf-why__icon { background: rgba(249,115,22,.1);   color: var(--orange); }
.mf-why__card.c6 .mf-why__icon { background: rgba(197,174,255,.12); color: var(--p3); }

.mf-why__title { font-size: 16px; font-weight: 700; color: var(--hi); }
.mf-why__desc  { font-size: 13px; color: var(--mid); line-height: 1.65; }


/* ══════════════════════════════════════════
   2. FUND CATEGORIES
══════════════════════════════════════════ */
.mf-cats__head { margin-bottom: 48px; }

.mf-cats__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}

.mf-cats__card {
  position: relative;
  padding: 28px 20px;
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdr);
  border-radius: 18px;
  display: flex; flex-direction: column; gap: 12px;
  overflow: hidden;
  transition: border-color .25s, transform .25s, box-shadow .25s;
  cursor: default;
}
.mf-cats__card:hover {
  border-color: var(--cat-clr, rgba(124,79,255,.4));
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,0,0,.4), 0 0 30px var(--cat-glow, rgba(124,79,255,.08));
}
.mf-cats__card::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 100px;
  background: radial-gradient(ellipse at bottom center, var(--cat-glow, rgba(124,79,255,.06)), transparent 70%);
}

.mf-cats__card.equity  { --cat-clr: #7C4FFF; --cat-glow: rgba(124,79,255,.08); }
.mf-cats__card.debt    { --cat-clr: #38BDF8; --cat-glow: rgba(56,189,248,.07); }
.mf-cats__card.hybrid  { --cat-clr: #E8C97A; --cat-glow: rgba(200,168,75,.07); }
.mf-cats__card.elss    { --cat-clr: #4ADE80; --cat-glow: rgba(74,222,128,.07); }
.mf-cats__card.index   { --cat-clr: #F97316; --cat-glow: rgba(249,115,22,.07); }

.mf-cats__top {
  display: flex; align-items: center; justify-content: space-between;
}
.mf-cats__icon {
  width: 44px; height: 44px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
}
.mf-cats__card.equity .mf-cats__icon { background: rgba(124,79,255,.15); color: var(--p2); }
.mf-cats__card.debt   .mf-cats__icon { background: rgba(56,189,248,.12);  color: var(--blue); }
.mf-cats__card.hybrid .mf-cats__icon { background: rgba(200,168,75,.12);  color: var(--gold2); }
.mf-cats__card.elss   .mf-cats__icon { background: rgba(74,222,128,.1);   color: var(--green); }
.mf-cats__card.index  .mf-cats__icon { background: rgba(249,115,22,.1);   color: var(--orange); }

.mf-cats__risk {
  font-size: 10px; font-weight: 700; letter-spacing: .08em;
  padding: 4px 10px; border-radius: 20px;
}
.risk-high   { background: rgba(249,115,22,.12); color: var(--orange); border: 1px solid rgba(249,115,22,.25); }
.risk-low    { background: rgba(56,189,248,.1);  color: var(--blue);   border: 1px solid rgba(56,189,248,.22); }
.risk-mod    { background: rgba(200,168,75,.1);  color: var(--gold2);  border: 1px solid rgba(200,168,75,.22); }
.risk-tax    { background: rgba(74,222,128,.08); color: var(--green);  border: 1px solid rgba(74,222,128,.2);  }

.mf-cats__name { font-size: 15px; font-weight: 700; color: var(--hi); }
.mf-cats__desc { font-size: 12px; color: var(--mid); line-height: 1.55; }

.mf-cats__return {
  display: flex; align-items: baseline; gap: 5px;
  margin-top: 4px;
}
.mf-cats__ret-val { font-size: 22px; font-weight: 900; color: var(--green); }
.mf-cats__ret-lbl { font-size: 11px; color: var(--lo); }

.mf-cats__tags { display: flex; flex-wrap: wrap; gap: 6px; }
.mf-cats__tag {
  font-size: 10px; font-weight: 600;
  padding: 3px 9px; border-radius: 20px;
  background: rgba(124,79,255,.08);
  border: 1px solid rgba(124,79,255,.18);
  color: var(--p3);
}


/* ══════════════════════════════════════════
   3. TOP PERFORMING FUNDS
══════════════════════════════════════════ */
.mf-funds__head {
  text-align: center;
  margin-bottom: 40px;
}

.mf-funds__filter {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

.mf-funds__filter-btn {
  padding: 8px 18px;
  background: rgba(13,8,37,.8);
  border: 1px solid var(--bdr);
  border-radius: 50px;
  font-family: var(--font);
  font-size: 12px;
  font-weight: 600;
  color: var(--mid);
  cursor: pointer;
  transition: all .25s;
}

.mf-funds__filter-btn:hover,
.mf-funds__filter-btn.active {
  background: linear-gradient(135deg, var(--p1), var(--pg));
  border-color: transparent;
  color: #fff;
  box-shadow: 0 4px 16px rgba(124,79,255,.35);
}

.mf-funds__table-wrap {
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdrhi);
  border-radius: 20px;
  overflow: hidden;
  width: 100%;
  max-width: 100%;
}

.mf-funds__table-wrap::before {
  content: '';
  display: block;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--p1) 30%, var(--gold2) 60%, transparent);
}

.mf-funds__table-scroll {
  width: 100%;
  max-width: 100%;
  overflow-x: auto;
  overflow-y: hidden;
  -webkit-overflow-scrolling: touch;
  touch-action: pan-x;
}

.mf-funds__table-scroll::-webkit-scrollbar {
  height: 5px;
}

.mf-funds__table-scroll::-webkit-scrollbar-thumb {
  background: rgba(124,79,255,.35);
  border-radius: 20px;
}

.mf-funds__table {
  width: 100%;
  min-width: 980px;
  border-collapse: collapse;
}

.mf-funds__table thead tr {
  border-bottom: 1px solid rgba(124,79,255,.12);
}

.mf-funds__table th {
  padding: 16px 20px;
  font-size: 11px;
  font-weight: 700;
  color: var(--lo);
  letter-spacing: .1em;
  text-transform: uppercase;
  text-align: left;
  white-space: nowrap;
}

.mf-funds__table th:last-child,
.mf-funds__table td:last-child {
  text-align: center;
}

.mf-funds__table th.right,
.mf-funds__table td.right {
  text-align: right;
}

.mf-funds__table tbody tr {
  border-bottom: 1px solid rgba(124,79,255,.07);
  transition: background .2s;
}

.mf-funds__table tbody tr:last-child {
  border-bottom: none;
}

.mf-funds__table tbody tr:hover {
  background: rgba(124,79,255,.04);
}

.mf-funds__table td {
  padding: 16px 20px;
  vertical-align: middle;
  white-space: nowrap;
}

.mf-fund-name-cell {
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 260px;
}

.mf-fund-logo {
  width: 36px;
  height: 36px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  flex-shrink: 0;
}

.mf-fund-logo.equity {
  background: rgba(124,79,255,.15);
  color: var(--p2);
}

.mf-fund-logo.debt {
  background: rgba(56,189,248,.12);
  color: var(--blue);
}

.mf-fund-logo.hybrid {
  background: rgba(200,168,75,.12);
  color: var(--gold2);
}

.mf-fund-logo.elss {
  background: rgba(74,222,128,.1);
  color: var(--green);
}

.mf-fund-logo.index {
  background: rgba(249,115,22,.1);
  color: var(--orange);
}

.mf-fund-info-name {
  font-size: 13px;
  font-weight: 700;
  color: var(--hi);
  line-height: 1.4;
  white-space: normal;
}

.mf-fund-info-cat {
  font-size: 11px;
  color: var(--mid);
  margin-top: 2px;
  white-space: normal;
}

.mf-ret-positive {
  font-size: 14px;
  font-weight: 700;
  color: var(--green);
}

.mf-ret-neutral {
  font-size: 14px;
  font-weight: 700;
  color: var(--mid);
}

.mf-risk-pill {
  font-size: 10px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  display: inline-block;
  white-space: nowrap;
}

.mf-invest-btn {
  padding: 8px 16px;
  background: linear-gradient(135deg, var(--p1), var(--pg));
  color: #fff;
  border: none;
  border-radius: 8px;
  font-family: var(--font);
  font-size: 11px;
  font-weight: 700;
  cursor: pointer;
  letter-spacing: .04em;
  transition: all .25s;
  white-space: nowrap;
  box-shadow: 0 3px 12px rgba(124,79,255,.3);
  min-width: 110px;
}

.mf-invest-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(124,79,255,.45);
}

@media (min-width: 320px) and (max-width: 767px) {
  .mf-funds__head {
    margin-bottom: 28px;
  }

  .mf-funds__filter {
    gap: 8px;
    margin-bottom: 20px;
  }

  .mf-funds__filter-btn {
    padding: 8px 14px;
    font-size: 11px;
  }

  .mf-funds__table-wrap {
    width: 100%;
    max-width: 100%;
    border-radius: 16px;
    overflow: hidden;
  }

  .mf-funds__table-scroll {
    width: 100%;
    max-width: 100%;
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
    touch-action: pan-x;
  }

  .mf-funds__table {
    width: 860px;
    min-width: 860px;
  }

  .mf-funds__table th,
  .mf-funds__table td {
    padding: 14px 16px;
  }

  .mf-fund-name-cell {
    min-width: 220px;
    gap: 10px;
  }

  .mf-fund-logo {
    width: 34px;
    height: 34px;
    font-size: 13px;
  }

  .mf-fund-info-name {
    font-size: 12px;
    min-width: 120px;
  }

  .mf-fund-info-cat {
    font-size: 10px;
  }

  .mf-ret-positive,
  .mf-ret-neutral {
    font-size: 13px;
  }

  .mf-risk-pill {
    font-size: 9px;
    padding: 4px 8px;
  }

  .mf-invest-btn {
    min-width: 100px;
    padding: 8px 12px;
    font-size: 10px;
  }
}

@media (min-width: 320px) and (max-width: 480px) {
  .mf-funds__table {
    width: 820px;
    min-width: 820px;
  }

  .mf-funds__table th,
  .mf-funds__table td {
    padding: 12px 14px;
  }

  .mf-fund-name-cell {
    min-width: 200px;
  }

  .mf-invest-btn {
    min-width: 95px;
    padding: 7px 11px;
  }
}

/* ══════════════════════════════════════════
   4. HOW TO INVEST
══════════════════════════════════════════ */
.mf-how__head { text-align: center; margin-bottom: 60px; }

.mf-how__steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}
.mf-how__steps::before {
  content: '';
  position: absolute;
  top: 36px; left: 12%; right: 12%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(124,79,255,.3) 20%, rgba(124,79,255,.3) 80%, transparent);
  z-index: 0;
}

.mf-how__step {
  display: flex; flex-direction: column; align-items: center;
  gap: 16px; text-align: center;
  padding: 0 16px;
  position: relative; z-index: 1;
}

.mf-how__step-circle {
  width: 72px; height: 72px; border-radius: 50%;
  background: linear-gradient(145deg, rgba(13,8,37,.97), rgba(10,5,29,.99));
  border: 1px solid var(--bdrhi);
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  position: relative;
  transition: transform .25s, box-shadow .25s;
  box-shadow: 0 4px 20px rgba(0,0,0,.3);
}
.mf-how__step:hover .mf-how__step-circle {
  transform: scale(1.1);
  box-shadow: 0 8px 32px rgba(124,79,255,.35);
}

.mf-how__step-circle.s1 { color: var(--p2); }
.mf-how__step-circle.s2 { color: var(--gold2); }
.mf-how__step-circle.s3 { color: var(--green); }
.mf-how__step-circle.s4 { color: var(--blue); }

.mf-how__step-num {
  position: absolute; top: -6px; right: -6px;
  width: 22px; height: 22px; border-radius: 50%;
  background: linear-gradient(135deg, var(--p1), var(--pg));
  font-size: 10px; font-weight: 900; color: #fff;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 2px 8px rgba(124,79,255,.4);
}

.mf-how__step-title { font-size: 14px; font-weight: 700; color: var(--hi); }
.mf-how__step-desc  { font-size: 12.5px; color: var(--mid); line-height: 1.6; }


/* ══════════════════════════════════════════
   5. PARTNER AMCs
══════════════════════════════════════════ */
.mf-amcs__head { text-align: center; margin-bottom: 44px; }

.mf-amcs__grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
}

.mf-amcs__card {
  background: linear-gradient(145deg, rgba(13,8,37,.9), rgba(10,5,29,.95));
  border: 1px solid var(--bdr);
  border-radius: 14px;
  padding: 20px 14px;
  display: flex; flex-direction: column; align-items: center; gap: 10px;
  cursor: default;
  transition: border-color .25s, transform .25s;
}
.mf-amcs__card:hover { border-color: var(--bdrhi); transform: translateY(-4px); }

.mf-amcs__logo {
  width: 48px; height: 48px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; font-weight: 900;
  background: rgba(124,79,255,.1); color: var(--p2);
}
.mf-amcs__name { font-size: 11px; font-weight: 700; color: var(--mid); text-align: center; line-height: 1.3; }


/* ══════════════════════════════════════════
   6. FAQ
══════════════════════════════════════════ */
.mf-faq__head { text-align: center; margin-bottom: 48px; }

.mf-faq__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  max-width: 960px; margin: 0 auto;
}

.mf-faq__item {
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdr);
  border-radius: 14px;
  overflow: hidden;
  transition: border-color .25s;
}
.mf-faq__item:hover { border-color: var(--bdrhi); }

.mf-faq__q {
  width: 100%; background: none; border: none;
  padding: 18px 20px;
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
  cursor: pointer;
  font-family: var(--font); font-size: 13.5px; font-weight: 700; color: var(--hi);
  text-align: left;
}
.mf-faq__q i { color: var(--p2); font-size: 13px; flex-shrink: 0; transition: transform .3s; }
.mf-faq__item.open .mf-faq__q i { transform: rotate(45deg); }

.mf-faq__a {
  max-height: 0; overflow: hidden;
  transition: max-height .35s ease, padding .3s;
  font-size: 13px; color: var(--mid); line-height: 1.7;
  padding: 0 20px;
}
.mf-faq__item.open .mf-faq__a {
  max-height: 200px;
  padding: 0 20px 18px;
}


/* ══════════════════════════════════════════
   7. CTA BANNER
══════════════════════════════════════════ */
.mf-cta {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, rgba(74,31,204,.25) 0%, rgba(7,3,26,.9) 50%, rgba(200,168,75,.1) 100%);
  border-top: 1px solid rgba(124,79,255,.2);
  border-bottom: 1px solid rgba(124,79,255,.2);
  padding: 80px 0;
}
.mf-cta::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, transparent, var(--p1) 30%, var(--gold2) 60%, transparent);
}
.mf-cta__blob1 {
  position: absolute; width: 400px; height: 400px; border-radius: 50%;
  background: var(--p1); filter: blur(100px); opacity: .1;
  top: -100px; left: -80px;
}
.mf-cta__blob2 {
  position: absolute; width: 300px; height: 300px; border-radius: 50%;
  background: var(--gold); filter: blur(90px); opacity: .07;
  bottom: -80px; right: 10%;
}

.mf-cta__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto; padding: 0 48px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 40px; flex-wrap: wrap;
}

.mf-cta__left { display: flex; flex-direction: column; gap: 14px; }
.mf-cta__tag {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 11px; font-weight: 700; color: var(--p2);
  letter-spacing: .12em; text-transform: uppercase;
}
.mf-cta__tag i { font-size: 12px; }
.mf-cta__heading {
  font-size: clamp(26px, 3vw, 40px);
  font-weight: 900; line-height: 1.15; color: var(--hi);
}
.mf-cta__heading em {
  font-style: italic;
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.mf-cta__sub { font-size: 14px; color: var(--mid); line-height: 1.7; max-width: 420px; }

.mf-cta__right { display: flex; flex-direction: column; gap: 14px; align-items: flex-end; }
.mf-cta__btns { display: flex; gap: 14px; flex-wrap: wrap; justify-content: flex-end; }
.mf-cta__btn-primary {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 15px 32px;
  background: linear-gradient(135deg, var(--p1), var(--pg));
  color: #fff; border: none; border-radius: 12px;
  font-family: var(--font); font-size: 14px; font-weight: 700;
  cursor: pointer; letter-spacing: .03em;
  box-shadow: 0 8px 28px rgba(124,79,255,.42);
  transition: all .25s; position: relative; overflow: hidden;
  text-decoration: none;
}
.mf-cta__btn-primary::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.13), transparent);
}
.mf-cta__btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 38px rgba(124,79,255,.58); }

.mf-cta__btn-outline {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 15px 28px;
  background: transparent;
  border: 1px solid rgba(200,168,75,.35); color: var(--gold2);
  border-radius: 12px;
  font-family: var(--font); font-size: 14px; font-weight: 600;
  cursor: pointer; transition: all .25s; text-decoration: none;
}
.mf-cta__btn-outline:hover { background: rgba(200,168,75,.08); transform: translateY(-2px); }

.mf-cta__trust {
  display: flex; align-items: center; gap: 10px;
  font-size: 12px; color: var(--lo);
}
.mf-cta__trust i { color: var(--green); font-size: 11px; }


/* ══ RESPONSIVE ══ */
@media (max-width: 1100px) {
  .mf-cats__grid { grid-template-columns: repeat(3, 1fr); }
  .mf-amcs__grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 900px) {
  .mf-inner { padding: 0 28px; }
  .mf-why__grid { grid-template-columns: repeat(2, 1fr); }
  .mf-how__steps { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .mf-how__steps::before { display: none; }
  .mf-faq__grid { grid-template-columns: 1fr; }
  .mf-cta__inner { flex-direction: column; align-items: flex-start; }
  .mf-cta__right { align-items: flex-start; }
}
@media (max-width: 640px) {
  .mf-section { padding: 64px 0 72px; }
  .mf-inner { padding: 0 20px; }
  .mf-why__grid { grid-template-columns: 1fr; }
  .mf-cats__grid { grid-template-columns: 1fr; }
  .mf-amcs__grid { grid-template-columns: repeat(3, 1fr); }
  .mf-how__steps { grid-template-columns: 1fr; }
  .mf-funds__table th:nth-child(3),
  .mf-funds__table td:nth-child(3),
  .mf-funds__table th:nth-child(4),
  .mf-funds__table td:nth-child(4) { display: none; }
}