/* ══════════════════════════════
   LIFE INSURANCE HERO — li-hero
══════════════════════════════ */
.li-hero {
  position: relative;
  min-height: 92vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--bg);
}

/* ── BG ── */
.li-hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}

.li-hero__blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.16;
  animation: liBlobFloat 13s ease-in-out infinite;
}
.li-hero__blob--1 {
  width: 580px; height: 580px;
  background: var(--gold);
  top: -100px; left: -100px;
  animation-delay: 0s;
}
.li-hero__blob--2 {
  width: 480px; height: 480px;
  background: var(--p1);
  top: 80px; right: -80px;
  animation-delay: -5s;
}
.li-hero__blob--3 {
  width: 320px; height: 320px;
  background: var(--gold2);
  bottom: -40px; left: 38%;
  opacity: 0.08;
  animation-delay: -9s;
}
@keyframes liBlobFloat {
  0%,100% { transform: translate(0,0) scale(1); }
  33%      { transform: translate(18px,-28px) scale(1.04); }
  66%      { transform: translate(-14px,16px) scale(0.97); }
}

.li-hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(200,168,75,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200,168,75,.05) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 100%);
}

.li-hero__diag {
  position: absolute;
  width: 2px; height: 65%;
  background: linear-gradient(to bottom, transparent, rgba(200,168,75,.35) 40%, rgba(124,79,255,.25) 70%, transparent);
  right: 40%; top: 18%;
  transform: rotate(15deg);
  opacity: 0.5;
}

/* ── Inner layout ── */
.li-hero__inner {
  position: relative; z-index: 2;
  max-width: 1440px; margin: 0 auto;
  padding: 0 48px;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  min-height: 92vh;
}

/* ── LEFT ── */
.li-hero__left {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

/* Breadcrumb */
.li-hero__breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: var(--lo);
}
.li-hero__breadcrumb a {
  color: var(--lo);
  text-decoration: none;
  transition: color .2s;
}
.li-hero__breadcrumb a:hover { color: var(--gold2); }
.li-hero__breadcrumb i { font-size: 9px; opacity: .5; }

/* Badge */
.li-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: rgba(200,168,75,.1);
  border: 1px solid rgba(200,168,75,.3);
  border-radius: 30px;
  font-size: 12px;
  color: var(--gold2);
  font-weight: 600;
  letter-spacing: .04em;
  width: fit-content;
}
.li-hero__badge-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--gold2);
  animation: liPulse 1.8s ease-in-out infinite;
}
@keyframes liPulse {
  0%,100% { box-shadow: 0 0 0 0 rgba(232,201,122,.5); }
  50%      { box-shadow: 0 0 0 5px rgba(232,201,122,0); }
}

/* Heading */
.li-hero__heading {
  font-family: 'Zen maru Gothic', serif;
  font-size: clamp(36px, 4.5vw, 62px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -.02em;
  color: var(--hi);
}
.li-hero__heading em {
  font-style: italic;
  background: linear-gradient(120deg, var(--p2) 0%, var(--gold2) 60%, var(--p3) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.li-line-gold {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* Sub */
.li-hero__sub {
  font-size: 15.5px;
  color: var(--mid);
  line-height: 1.75;
  max-width: 500px;
}
.li-hero__sub strong { color: var(--hi); font-weight: 600; }

/* Chips */
.li-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.li-hero__chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  background: rgba(124,79,255,.08);
  border: 1px solid rgba(124,79,255,.2);
  border-radius: 20px;
  font-size: 12.5px;
  color: var(--mid);
  font-weight: 500;
  transition: all .2s;
}
.li-hero__chip:hover {
  color: var(--hi);
  border-color: rgba(124,79,255,.4);
  background: rgba(124,79,255,.14);
}
.li-hero__chip i { font-size: 11px; }
.li-hero__chip.gold {
  background: rgba(200,168,75,.08);
  border-color: rgba(200,168,75,.25);
  color: var(--gold2);
}
.li-hero__chip.green {
  background: rgba(74,222,128,.08);
  border-color: rgba(74,222,128,.2);
  color: #4ADE80;
}

/* CTA Row */
.li-hero__cta-row {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}
.li-hero__btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 13px 28px;
  background: linear-gradient(135deg, var(--gold), #a8742a);
  color: #07031A;
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 14px;
  font-weight: 700;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  text-decoration: none;
  position: relative;
  overflow: hidden;
  box-shadow: 0 6px 28px rgba(200,168,75,.4);
  transition: all .25s;
  letter-spacing: .02em;
}
.li-hero__btn-primary::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.2), transparent);
}
.li-hero__btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 36px rgba(200,168,75,.55);
}
.li-hero__btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 13px 24px;
  background: transparent;
  color: var(--mid);
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 14px;
  font-weight: 500;
  border: 1px solid var(--bdrhi);
  border-radius: 10px;
  cursor: pointer;
  text-decoration: none;
  transition: all .25s;
}
.li-hero__btn-secondary:hover {
  color: var(--hi);
  border-color: rgba(124,79,255,.5);
  background: rgba(124,79,255,.07);
  transform: translateY(-1px);
}

/* Social Proof */
.li-hero__proof {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 4px;
}
.li-hero__avatars {
  display: flex;
}
.li-hero__av {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--p1), var(--pg));
  border: 2px solid var(--bg2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  margin-left: -8px;
}
.li-hero__av:first-child { margin-left: 0; }
.li-hero__proof-txt {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.li-hero__proof-val {
  font-size: 13px;
  font-weight: 700;
  color: var(--hi);
}
.li-hero__proof-lbl {
  font-size: 11px;
  color: var(--lo);
}

/* ── RIGHT ── */
.li-hero__right {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.li-hero__glow {
  position: absolute;
  width: 320px; height: 320px;
  background: radial-gradient(circle, rgba(200,168,75,.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

/* Floating badges */
.li-hero__float {
  position: absolute;
  background: linear-gradient(135deg, rgba(13,8,37,.97), rgba(10,5,29,.99));
  border: 1px solid var(--bdrhi);
  border-radius: 14px;
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: 0 20px 50px rgba(0,0,0,.5);
  z-index: 3;
  white-space: nowrap;
  font-family: 'Zen Maru Gothic', sans-serif;
}
.li-hero__float--tl {
  top: -20px; left: -20px;
  animation: liFloatBob 4s ease-in-out infinite;
}
.li-hero__float--br {
  bottom: -20px; right: -20px;
  animation: liFloatBob 4s 2s ease-in-out infinite;
}
@keyframes liFloatBob {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-7px); }
}
.li-hero__float-ico {
  width: 34px; height: 34px;
  border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; flex-shrink: 0;
}
.li-hero__float-ico.gold   { background: rgba(200,168,75,.18); color: var(--gold2); }
.li-hero__float-ico.green  { background: rgba(74,222,128,.15); color: #4ADE80; }
.li-hero__float-ico.purple { background: rgba(124,79,255,.2);  color: var(--p2); }
.li-hero__float-val { font-size: 13.5px; font-weight: 700; color: var(--hi); }
.li-hero__float-lbl { font-size: 10px; color: var(--lo); margin-top: 2px; }

/* Main card */
.li-hero__card {
  width: 100%;
  max-width: 420px;
  background: linear-gradient(145deg, rgba(13,8,37,.96) 0%, rgba(10,5,29,.99) 100%);
  border: 1px solid var(--bdrhi);
  border-radius: 20px;
  padding: 28px;
  position: relative;
  overflow: hidden;
  box-shadow:
    0 0 0 1px rgba(200,168,75,.06),
    0 40px 80px rgba(0,0,0,.6),
    inset 0 1px 0 rgba(255,255,255,.05);
}
.li-hero__card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(200,168,75,.55) 40%, rgba(124,79,255,.4) 60%, transparent);
}

.li-hero__card-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 22px;
}
.li-hero__card-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(200,168,75,.2), rgba(200,168,75,.08));
  border: 1px solid rgba(200,168,75,.25);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
  color: var(--gold2);
  flex-shrink: 0;
}
.li-hero__card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--hi);
}
.li-hero__card-sub {
  font-size: 12px;
  color: var(--lo);
  margin-top: 2px;
}

/* Coverage bar */
.li-hero__coverage { margin-bottom: 22px; }
.li-hero__coverage-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.li-hero__coverage-lbl {
  font-size: 11px;
  color: var(--lo);
  letter-spacing: .05em;
  text-transform: uppercase;
}
.li-hero__coverage-val {
  font-size: 14px;
  font-weight: 700;
  color: var(--gold2);
}
.li-hero__bar-track {
  height: 6px;
  background: rgba(200,168,75,.1);
  border-radius: 10px;
  overflow: hidden;
}
.li-hero__bar-fill {
  height: 100%;
  width: 78%;
  background: linear-gradient(90deg, var(--gold), var(--gold2));
  border-radius: 10px;
  position: relative;
  overflow: hidden;
}
.li-hero__bar-fill::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(90deg, transparent 60%, rgba(255,255,255,.3));
  animation: liBarShine 2.5s ease-in-out infinite;
}
@keyframes liBarShine {
  0%,100% { opacity: 0; }
  50%      { opacity: 1; }
}

/* Features */
.li-hero__features {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 22px;
}
.li-hero__feat-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  background: rgba(124,79,255,.05);
  border: 1px solid rgba(124,79,255,.1);
  border-radius: 10px;
  transition: all .2s;
}
.li-hero__feat-row:hover {
  background: rgba(124,79,255,.1);
  border-color: rgba(124,79,255,.22);
}
.li-hero__feat-ico {
  width: 30px; height: 30px;
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; flex-shrink: 0;
}
.li-hero__feat-ico.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }
.li-hero__feat-ico.purple { background: rgba(124,79,255,.18); color: var(--p2); }
.li-hero__feat-ico.green  { background: rgba(74,222,128,.12); color: #4ADE80; }
.li-hero__feat-ico.blue   { background: rgba(56,189,248,.12); color: #38BDF8; }
.li-hero__feat-name {
  font-size: 13px; font-weight: 600; color: var(--hi); line-height: 1;
}
.li-hero__feat-desc {
  font-size: 11px; color: var(--lo); margin-top: 2px;
}
.li-hero__feat-check {
  margin-left: auto;
  font-size: 15px;
  color: var(--gold2);
  flex-shrink: 0;
}

/* Card CTA */
.li-hero__card-cta {
  display: flex;
  gap: 10px;
}
.li-hero__card-btn {
  flex: 1;
  padding: 11px;
  background: linear-gradient(135deg, var(--gold), #a8742a);
  color: #07031A;
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 13px;
  font-weight: 700;
  border: none;
  border-radius: 9px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  transition: all .2s;
  box-shadow: 0 4px 16px rgba(200,168,75,.35);
}
.li-hero__card-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 22px rgba(200,168,75,.5);
}
.li-hero__card-outline {
  padding: 11px 16px;
  background: transparent;
  color: var(--mid);
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 13px;
  font-weight: 500;
  border: 1px solid var(--bdrhi);
  border-radius: 9px;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 7px;
  transition: all .2s;
}
.li-hero__card-outline:hover {
  color: var(--hi);
  border-color: rgba(124,79,255,.5);
  background: rgba(124,79,255,.07);
}


/* ══════════════════════════════
   SECTION 1 — WHY LIFE INSURANCE
══════════════════════════════ */
.life-section1 {
  position: relative;
  padding: 90px 0 100px;
  background: var(--bg2);
  overflow: hidden;
}
.life-section1__bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.life-section1__blob {
  position: absolute; border-radius: 50%;
  filter: blur(90px); opacity: .1;
  animation: liBlobFloat 15s ease-in-out infinite;
}
.life-section1__blob--1 { width: 400px; height: 400px; background: var(--gold); top: -80px; right: -60px; animation-delay: 0s; }
.life-section1__blob--2 { width: 300px; height: 300px; background: var(--p1); bottom: -60px; left: 10%; animation-delay: -7s; }
.life-section1__grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(200,168,75,.04) 1px,transparent 1px), linear-gradient(90deg,rgba(200,168,75,.04) 1px,transparent 1px);
  background-size: 60px 60px;
}

.life-section1__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
}

.life-section1__head {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 56px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.life-section1__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(200,168,75,.1);
  border: 1px solid rgba(200,168,75,.28);
  border-radius: 30px;
  font-size: 12px;
  color: var(--gold2);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin: 0 auto;
}
.life-section1__badge i { font-size: 11px; }

.life-section1__title {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(28px, 3.5vw, 44px);
  font-weight: 400;
  color: var(--hi);
  line-height: 1.2;
  letter-spacing: -.01em;
}
.life-section1__title span {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.life-section1__sub {
  font-size: 15px;
  color: var(--mid);
  line-height: 1.75;
}

/* Cards */
.life-section1__gridcards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.life-section1__card {
  padding: 28px 24px;
  background: linear-gradient(145deg, rgba(13,8,37,.9), rgba(10,5,29,.95));
  border: 1px solid var(--bdr);
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: border-color .25s, transform .25s;
  cursor: default;
  position: relative;
  overflow: hidden;
}
.life-section1__card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  opacity: 0;
  transition: opacity .3s;
}
.life-section1__card:hover {
  border-color: rgba(200,168,75,.3);
  transform: translateY(-4px);
}
.life-section1__card:hover::before { opacity: 1; }

.life-section1__icon {
  width: 48px; height: 48px;
  border-radius: 13px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
}
.life-section1__icon.purple { background: rgba(124,79,255,.15); color: var(--p2); }
.life-section1__icon.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }
.life-section1__icon.green  { background: rgba(74,222,128,.12); color: #4ADE80; }
.life-section1__icon.blue   { background: rgba(56,189,248,.12); color: #38BDF8; }

.life-section1__card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--hi);
  line-height: 1.3;
}
.life-section1__card-text {
  font-size: 13.5px;
  color: var(--mid);
  line-height: 1.7;
}


/* ══════════════════════════════
   SECTION 2 — WHAT'S COVERED
══════════════════════════════ */
.life-section2 {
  position: relative;
  padding: 90px 0 100px;
  background: var(--bg);
  overflow: hidden;
}
.life-section2__bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.life-section2__blob {
  position: absolute; border-radius: 50%;
  filter: blur(90px); opacity: .1;
  animation: liBlobFloat 14s ease-in-out infinite;
}
.life-section2__blob--1 { width: 450px; height: 450px; background: var(--p1); bottom: -80px; right: -60px; animation-delay: 0s; }
.life-section2__blob--2 { width: 320px; height: 320px; background: var(--gold); top: -50px; left: 20%; opacity: .07; animation-delay: -6s; }
.life-section2__grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(124,79,255,.04) 1px,transparent 1px), linear-gradient(90deg,rgba(124,79,255,.04) 1px,transparent 1px);
  background-size: 60px 60px;
}

.life-section2__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

/* Left */
.life-section2__left { display: flex; flex-direction: column; gap: 24px; }

.life-section2__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(200,168,75,.1);
  border: 1px solid rgba(200,168,75,.28);
  border-radius: 30px;
  font-size: 12px;
  color: var(--gold2);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  width: fit-content;
}

.life-section2__title {
  font-family: 'Zen Maru Gothic', serif;
  font-size: clamp(26px, 3vw, 40px);
  font-weight: 400;
  color: var(--hi);
  line-height: 1.2;
  letter-spacing: -.01em;
}
.life-section2__title span {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.life-section2__sub {
  font-size: 15px;
  color: var(--mid);
  line-height: 1.75;
}

.life-section2__points {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.life-section2__point {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.life-section2__point-icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.life-section2__point-icon.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }
.life-section2__point-icon.purple { background: rgba(124,79,255,.15); color: var(--p2); }
.life-section2__point-icon.green  { background: rgba(74,222,128,.12); color: #4ADE80; }

.life-section2__point h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--hi);
  margin-bottom: 4px;
}
.life-section2__point p {
  font-size: 13.5px;
  color: var(--mid);
  line-height: 1.65;
}

/* Right: panel */
.life-section2__right {}
.life-section2__panel {
  background: linear-gradient(145deg, rgba(13,8,37,.95), rgba(10,5,29,.98));
  border: 1px solid var(--bdrhi);
  border-radius: 20px;
  padding: 28px;
  position: relative;
  overflow: hidden;
}
.life-section2__panel::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(200,168,75,.55) 40%, rgba(124,79,255,.4) 60%, transparent);
}

.life-section2__panel-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 22px;
}
.life-section2__mini {
  font-size: 10px;
  color: var(--lo);
  letter-spacing: .1em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 4px;
}
.life-section2__panel-head h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--hi);
}
.life-section2__status {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  color: var(--gold2);
  font-weight: 600;
  background: rgba(200,168,75,.1);
  border: 1px solid rgba(200,168,75,.2);
  padding: 4px 10px;
  border-radius: 20px;
}
.life-section2__status .dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold2);
  animation: liPulse 1.8s ease-in-out infinite;
}

.life-section2__list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 22px;
}
.life-section2__item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 14px;
  background: rgba(124,79,255,.05);
  border: 1px solid rgba(124,79,255,.1);
  border-radius: 12px;
  transition: all .2s;
}
.life-section2__item:hover {
  background: rgba(124,79,255,.1);
  border-color: rgba(124,79,255,.22);
}
.life-section2__item-left {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
}
.life-section2__item-icon {
  width: 34px; height: 34px;
  border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; flex-shrink: 0;
}
.life-section2__item-icon.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }
.life-section2__item-icon.purple { background: rgba(124,79,255,.18); color: var(--p2); }
.life-section2__item-icon.green  { background: rgba(74,222,128,.12); color: #4ADE80; }
.life-section2__item-icon.blue   { background: rgba(56,189,248,.12); color: #38BDF8; }

.life-section2__item-title {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--hi);
  line-height: 1;
}
.life-section2__item-text {
  font-size: 11.5px;
  color: var(--lo);
  margin-top: 3px;
  line-height: 1.4;
}
.life-section2__check {
  font-size: 16px;
  color: var(--gold2);
  flex-shrink: 0;
}

.life-section2__panel-bottom {
  display: flex;
  gap: 12px;
}
.life-section2__btn-primary {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px;
  background: linear-gradient(135deg, var(--gold), #a8742a);
  color: #07031A;
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 13px;
  font-weight: 700;
  border: none;
  border-radius: 9px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 4px 16px rgba(200,168,75,.35);
}
.life-section2__btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 22px rgba(200,168,75,.5);
}
.life-section2__btn-secondary {
  padding: 12px 18px;
  background: transparent;
  color: var(--mid);
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 13px;
  font-weight: 500;
  border: 1px solid var(--bdrhi);
  border-radius: 9px;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all .2s;
}
.life-section2__btn-secondary:hover {
  color: var(--hi);
  border-color: rgba(124,79,255,.5);
  background: rgba(124,79,255,.07);
}


/* ══════════════════════════════
   SECTION 3 — OUR PLANS
══════════════════════════════ */
.life-section3 {
  position: relative;
  padding: 90px 0 100px;
  background: var(--bg2);
  overflow: hidden;
}
.life-section3__bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.life-section3__blob {
  position: absolute; border-radius: 50%;
  filter: blur(90px); opacity: .1;
  animation: liBlobFloat 14s ease-in-out infinite;
}
.life-section3__blob--1 { width: 420px; height: 420px; background: var(--gold); top: -80px; left: -60px; animation-delay: 0s; }
.life-section3__blob--2 { width: 320px; height: 320px; background: var(--p1); bottom: -60px; right: 10%; animation-delay: -7s; }
.life-section3__grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(200,168,75,.04) 1px,transparent 1px), linear-gradient(90deg,rgba(200,168,75,.04) 1px,transparent 1px);
  background-size: 60px 60px;
}

.life-section3__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
}

.life-section3__head {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 56px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.life-section3__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(124,79,255,.1);
  border: 1px solid rgba(124,79,255,.28);
  border-radius: 30px;
  font-size: 12px;
  color: var(--p2);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin: 0 auto;
}
.life-section3__title {
  font-family: 'Zen Maru Gothic', serif;
  font-size: clamp(28px, 3.5vw, 44px);
  font-weight: 400;
  color: var(--hi);
  line-height: 1.2;
}
.life-section3__title span {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.life-section3__sub {
  font-size: 15px;
  color: var(--mid);
  line-height: 1.75;
}

/* Plan cards */
.life-section3__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: start;
}
.life-section3__card {
  background: linear-gradient(145deg, rgba(13,8,37,.9), rgba(10,5,29,.95));
  border: 1px solid var(--bdr);
  border-radius: 20px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  position: relative;
  overflow: hidden;
  transition: border-color .25s, transform .25s;
}
.life-section3__card:hover {
  border-color: rgba(200,168,75,.3);
  transform: translateY(-4px);
}
.life-section3__card--featured {
  border-color: rgba(200,168,75,.35);
  background: linear-gradient(145deg, rgba(20,12,48,.95), rgba(13,8,37,.98));
  box-shadow: 0 0 0 1px rgba(200,168,75,.1), 0 30px 60px rgba(0,0,0,.5);
  transform: translateY(-6px);
}
.life-section3__card--featured:hover { transform: translateY(-10px); }

.life-section3__ribbon {
  position: absolute;
  top: 16px; right: -28px;
  background: linear-gradient(135deg, var(--gold), #a8742a);
  color: #07031A;
  font-size: 10px;
  font-weight: 700;
  padding: 5px 36px;
  transform: rotate(45deg);
  letter-spacing: .06em;
  text-transform: uppercase;
}

.life-section3__top {
  display: flex;
  align-items: center;
  gap: 12px;
}
.life-section3__icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.life-section3__icon.purple { background: rgba(124,79,255,.15); color: var(--p2); }
.life-section3__icon.green  { background: rgba(74,222,128,.12); color: #4ADE80; }
.life-section3__icon.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }

.life-section3__tag {
  font-size: 11px;
  color: var(--lo);
  font-weight: 500;
  letter-spacing: .04em;
}
.life-section3__card-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--hi);
}
.life-section3__card-text {
  font-size: 13.5px;
  color: var(--mid);
  line-height: 1.65;
}
.life-section3__pricebox {
  padding: 16px;
  background: rgba(200,168,75,.06);
  border: 1px solid rgba(200,168,75,.15);
  border-radius: 12px;
}
.life-section3__price-label {
  font-size: 10px;
  color: var(--lo);
  letter-spacing: .06em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 4px;
}
.life-section3__price {
  font-size: 28px;
  font-weight: 700;
  color: var(--gold2);
  line-height: 1;
}
.life-section3__price span {
  font-size: 14px;
  color: var(--lo);
  font-weight: 400;
}

.life-section3__features {
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.life-section3__feature {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  color: var(--mid);
}
.life-section3__feature i {
  font-size: 13px;
  color: var(--gold2);
  flex-shrink: 0;
}

.life-section3__btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  background: transparent;
  color: var(--gold2);
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 13px;
  font-weight: 600;
  border: 1px solid rgba(200,168,75,.3);
  border-radius: 9px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  margin-top: auto;
  width: fit-content;
}
.life-section3__btn:hover {
  background: rgba(200,168,75,.1);
  border-color: rgba(200,168,75,.5);
  transform: translateX(3px);
}


/* ══════════════════════════════
   SECTION 4 — CLAIM PROCESS
══════════════════════════════ */
.life-section4 {
  position: relative;
  padding: 90px 0 100px;
  background: var(--bg);
  overflow: hidden;
}
.life-section4__bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.life-section4__blob {
  position: absolute; border-radius: 50%;
  filter: blur(90px); opacity: .1;
  animation: liBlobFloat 14s ease-in-out infinite;
}
.life-section4__blob--1 { width: 420px; height: 420px; background: var(--gold); bottom: -80px; right: -60px; animation-delay: 0s; }
.life-section4__blob--2 { width: 300px; height: 300px; background: var(--p1); top: -50px; left: 15%; animation-delay: -6s; }
.life-section4__grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(124,79,255,.04) 1px,transparent 1px), linear-gradient(90deg,rgba(124,79,255,.04) 1px,transparent 1px);
  background-size: 60px 60px;
}

.life-section4__inner {
  position: relative; z-index: 1;
  max-width: 1280px; margin: 0 auto;
  padding: 0 48px;
}

.life-section4__head {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 64px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.life-section4__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(200,168,75,.1);
  border: 1px solid rgba(200,168,75,.28);
  border-radius: 30px;
  font-size: 12px;
  color: var(--gold2);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin: 0 auto;
}
.life-section4__title {
  font-family: 'Zen Maru Gothic', serif;
  font-size: clamp(28px, 3.5vw, 44px);
  font-weight: 400;
  color: var(--hi);
  line-height: 1.2;
}
.life-section4__title span {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold2) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.life-section4__sub {
  font-size: 15px;
  color: var(--mid);
  line-height: 1.75;
}

/* Timeline */
.life-section4__timeline {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-bottom: 56px;
}
.life-section4__line {
  position: absolute;
  top: 28px;
  left: calc(12.5% + 12px);
  right: calc(12.5% + 12px);
  height: 2px;
  background: linear-gradient(90deg, var(--gold), rgba(124,79,255,.5));
  z-index: 0;
}
.life-section4__step {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.life-section4__num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(200,168,75,.2), rgba(200,168,75,.08));
  border: 2px solid rgba(200,168,75,.4);
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  font-weight: 700;
  color: var(--gold2);
  flex-shrink: 0;
  box-shadow: 0 0 20px rgba(200,168,75,.2);
}
.life-section4__card {
  width: 100%;
  padding: 22px 18px;
  background: linear-gradient(145deg, rgba(13,8,37,.9), rgba(10,5,29,.95));
  border: 1px solid var(--bdr);
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: center;
  transition: border-color .25s, transform .25s;
}
.life-section4__card:hover {
  border-color: rgba(200,168,75,.3);
  transform: translateY(-3px);
}
.life-section4__icon {
  width: 42px; height: 42px;
  border-radius: 11px;
  display: flex; align-items: center; justify-content: center;
  font-size: 17px;
  margin: 0 auto;
}
.life-section4__icon.purple { background: rgba(124,79,255,.15); color: var(--p2); }
.life-section4__icon.gold   { background: rgba(200,168,75,.15); color: var(--gold2); }
.life-section4__icon.green  { background: rgba(74,222,128,.12); color: #4ADE80; }
.life-section4__icon.blue   { background: rgba(56,189,248,.12); color: #38BDF8; }

.life-section4__card-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--hi);
}
.life-section4__card-text {
  font-size: 13px;
  color: var(--mid);
  line-height: 1.65;
}

/* Bottom CTA */
.life-section4__bottom {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}
.life-section4__btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 32px;
  background: linear-gradient(135deg, var(--gold), #a8742a);
  color: #07031A;
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 14px;
  font-weight: 700;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  text-decoration: none;
  box-shadow: 0 6px 28px rgba(200,168,75,.4);
  transition: all .25s;
  position: relative;
  overflow: hidden;
}
.life-section4__btn-primary::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.2), transparent);
}
.life-section4__btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 36px rgba(200,168,75,.55);
}
.life-section4__btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 28px;
  background: transparent;
  color: var(--mid);
  font-family: 'Zen Maru Gothic', sans-serif;
  font-size: 14px;
  font-weight: 500;
  border: 1px solid var(--bdrhi);
  border-radius: 10px;
  cursor: pointer;
  text-decoration: none;
  transition: all .25s;
}
.life-section4__btn-secondary:hover {
  color: var(--hi);
  border-color: rgba(124,79,255,.5);
  background: rgba(124,79,255,.07);
  transform: translateY(-1px);
}


/* ══════════════════════════════
   RESPONSIVE
══════════════════════════════ */
@media (max-width: 1200px) {
  .li-hero__inner { padding: 0 28px; }
  .life-section1__inner,
  .life-section2__inner,
  .life-section3__inner,
  .life-section4__inner { padding: 0 28px; }
  .life-section1__gridcards { grid-template-columns: repeat(2, 1fr); }
  .life-section3__cards { gap: 16px; }
  .life-section4__timeline { grid-template-columns: repeat(2, 1fr); }
  .life-section4__line { display: none; }
}

@media (max-width: 1024px) {
  .li-hero__inner {
    /* grid-template-columns: 1fr; */
    padding: 30px 28px 60px;
    min-height: auto;
    gap: 48px;
  }
  .li-hero__right { order: -1; }
  .li-hero__card { max-width: 480px; margin: 0 auto; }
  .li-hero__float--tl { top: -14px; left: -8px; }
  .li-hero__float--br { bottom: -14px; right: -8px; }
  .life-section2__inner { grid-template-columns: 1fr; gap: 40px; }
  .life-section3__cards {  margin: 0 auto; }
  .life-section3__card--featured { transform: translateY(0); }
}

@media (max-width: 768px) {
  .li-hero { min-height: auto; }
  .li-hero__inner { padding: 30px 20px 50px; grid-template-columns: 1fr; }
  .li-hero__heading { font-size: clamp(32px, 8vw, 48px); }
  .li-hero__float { display: none; }
  .li-hero__cta-row { flex-direction: column; }
  .li-hero__btn-primary,
  .li-hero__btn-secondary { width: 100%; justify-content: center; }
  .life-section1 { padding: 64px 0 72px; }
  .life-section1__inner { padding: 0 20px; }
  .life-section1__gridcards { grid-template-columns: 1fr; }
  .life-section2 { padding: 64px 0 72px; }
  .life-section2__inner { padding: 0 20px; }
  .life-section3 { padding: 64px 0 72px; }
  .life-section3__inner { padding: 0 20px; }
  .life-section4 { padding: 64px 0 72px; }
  .life-section4__inner { padding: 0 20px; }
  .life-section4__timeline { grid-template-columns: 1fr; }
  .life-section4__bottom { flex-direction: column; align-items: stretch; }
  .life-section4__btn-primary,
  .life-section4__btn-secondary { justify-content: center; }
  .life-section3__cards{
    grid-template-columns: 1fr;
  }
}