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RISK.SHIELD — ACCIDENT RESPONSE GRID ACTIVE

GROUP ACCIDENT
DEFENSE SYSTEM

Secure field staff, workers, logistics teams, and traveling employees with accidental death, disability, and injury support under one group accidental protection framework.

Death Cover Disability Support Field Teams Low Premium

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Group Personal Accidental Policy

Accidental Death Cover

Financial protection for employees' families in case of fatal accidents.

Disability Coverage

Support for permanent and partial disability events.

Economic Premiums

High-value protection at an affordable group level structure.

Why Group Accident Policy

HIGH RISK ROLES NEED SMARTER PROTECTION

Ideal for businesses with field operations, transport teams, manufacturing staff, and on-ground employees exposed to accidental risks.

NODE_01

Death Cover

Provides financial assistance to the nominee in accidental death scenarios.

NODE_02

Disability Cover

Compensation support for permanent or partial disability events.

NODE_03

Field Workforce

Well-suited for mobile, operational, and travel-based employee roles.

NODE_04

Affordable Shield

Low premium group protection that strengthens workforce security.

Coverage Blocks

ACCIDENT RESPONSE MODULES

Structure your protection plan with core accidental cover and optional modules depending on workforce exposure level.

Accidental Death

Nominee payout in case of accidental demise of the insured employee.

Permanent Total Disability

Financial assistance if an accident causes major permanent disability.

Partial Disability

Policy payout for covered partial disability situations.

Optional Add-ons

Ambulance, temporary disability, and benefit extensions can be explored.

Activation Flow

ONBOARD FAST. PROTECT FASTER.

Risk Mapping

Identify workforce type, travel exposure, and accident risk profile.

Plan Lock

Select suitable cover amount and accidental risk modules.

Employee List

Upload covered member data and company records.

Shield Live

Policy activates and support desk becomes available for assistance.

WHO SHOULD BUY THIS POLICY?

Logistics companies, construction teams, field sales units, factories, and businesses with on-ground workforce exposure.

IS THIS DIFFERENT FROM GROUP MEDICLAIM?

Yes. Mediclaim is health-expense focused, while this policy is accident-event focused.

CAN BOTH POLICIES RUN TOGETHER?

Yes, many companies combine mediclaim plus accidental cover for stronger employee protection.

ENABLE ACCIDENT SHIELD?

Protect your workforce with low-premium accidental defense coverage.

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GROUP ACCIDENT DEFENSE SYSTEM